best loan articles

I helped an ex get a motorcycle and now need him to repay me. He needs to take out a loan and repay me or buy the bike from me. His credit is horrible...

My daughter has two very high interest student loans. Her credit won't let her do anything, but I can "refinance" it with me getting th...

I had a federal student loan which I consolidated about 8 years ago to someone who eventually sold that loan to Citibank. I pay about 8.35% in interes...

I need to know all the details and if it is a good choice. I have payed off my vehicle and credit cards and have none, but I have alot of student loan...

looking for a personal loan to an Autralian resident. Looking to consolidate debts, and am prepared to make weekly, repayments. Any advice or offers a...

I want to get a personal loan as my 20-40% contribution on a business loan. Can I do that?

I will probably need to replace my car soon, but I don't know that I want a traditional car loan because it would require having more insurance, a...

I had a federal student loan which I consolidated about 8 years ago to someone who eventually sold that loan to Citibank. I pay about 8.35% in interes...

I am looking for a personal loan, but my credit is not good. I don't want a payday loan but that is all I find on the internet when I type in pers...

I just received an offer to apply for a personal loan for up to 35,000 with Bank of America and for up to 5,000 with citibank. I actually need no more...

I know I'll need to get a student loan sometime during my university studies. I was just wondering how they work, what you need to get one and how...

My daughter has two very high interest student loans. Her credit won't let her do anything, but I can "refinance" it with me getting th...

I have one credit card ( revolving credit ) and I have one student loan ( fixed monthly payments ). I want to keep one revolving account and one fixe...

I had a federal student loan which I consolidated about 8 years ago to someone who eventually sold that loan to Citibank. I pay about 8.35% in interes...

my house is worth about $550k.. My credit score is 559 right now, due to my excessive credit card and student loan debt.. nothing has ever been late, ...

- I am planning to buy a home - i have put an offer on a house and almost 100% done deal Now I have to look out for a home loan. I am looking at s...

I am having a traditional loan application with a big bank. I just found a small bank in Florida, founded in 2004, is offering better rate and cost co...

Hi! My husband and I are trying to move to Arizona in the next year and buy a house. This will be my first home. We both work full time jobs in Calif...

I am planning to sell one of my flat bought in 2004 on home loan. I have claimed for tax deduction for 4 years already. I have a seen a clause in the ...

I am thinking of refinancing and Chase Bank is ready to give a 10 yr 170k home equity loan. Is this a better than my existing home mortgage loan. Is...

My wife earns more money than me. The home loan is in her name but the home title is in our joint names. Can she take a home equity loan without my co...

My husband and I are looking into a home equity loan or refinancing our existing home loan. We own a doublewide on 4 1/2 acres that has been converted...

I have an offer from a credit card co with a low interest rate, 2% lower than my home equity loan interest. I would love to get rid of the horrible 8....

we are buying a home from my mother. she is gifting us the equity in the home. can we get an equity loan at the same time as we get our home loan or d...

I paid roughly $90,000 for my home. It was a TLC home and I've fixed it up in the past 9 years dramatically. New roof, new walls, siding, porch, h...

Yvette takes out a conventional loan to purchase a car. The interest rate is 6.2% compounded monthly and Yvette has five years to repay the $9600 she ...

What are the current rates, and with the fed cutting rates, what are the chances the student loan rates will decrease as well? And if so, when?

I was reading some online news and it was saying that FEDS are meeting today for 2 days to discuss about some rates. And tomorrow (wednesday 2pm) will...

Why are home loan rates higher for non-occupied owners? Why should/does it make a difference whether I live in the house or not?

I am looking to get a used car and I want to finance it through my bank. How do car loans work? Do I need to find a car first or do I get the money ...

Want to upgrade, have decent deposit and decent trade-in. Who does hassle free pensioner car loans here in Oz?

My husband and I need to lower our monthly payments. We have no debt except a line of credit for $60,000 with the payment of $410 and two car loans b...

I have two car loans with the same interest rate 5.65%. One loan is 10,281 and the other one is a new car loan at 22,525 that's with taxes includ...

We are planning to buy a house but I was wondering if it's possible that a lender will also pay off 2 car loans? like include it to the homeloan?

borrowing is at an al time low, car finance is now almost impossible to get. if the govt offered credit worthy people loans for house purchase and...

i am putting myself through college I have already taken our about 26,000 dollars in college loans and i am coming up on my 3rd year i have averaged o...

I am currently a junior in college and I am going to need to apply for a loan. I already have a federal loan, but I need some additional funds. There ...

Actually it's my girlfriend who needs her college loans refinanced. They're about 60 thousand. Shes paying over $500 a month for her loan, a...

I'm a college student looking for a small college loan to help with expenses. What are the websites, places to go, and information on getting the ...

I am trying to figure out how I am going to pay for college without taking out loans. I have good grades and everything, but those aren't getting ...

I'm a sophomore and my parents are not helping me with college. I want to start thinking about how I'm going to pay for it. I don't exactl...

Any advice on what to look for when shopping around for home equity loans? Are there referral commissions? I have a couple of individuals lookin...

When they say donations and home equity loans are tax deductible, what does this mean? Does a $1000 donation mean $1000 less federal income tax? Does ...

I want to know if I can get more than one home equity loans at a time for a single house from different banks. Because I've applied for a home equ...

I am looking for data on the average annual interest rate of Home Equity Loans. From 1970-current would be ideal. Do you know where I can find thi...

my boyfriend and i own our home with no mortgage. we have around $76,000 of equity in our home but have bad credit. is there somewhere we can go for ...

Does anyone know of a place that will provide a consolidation loan (not debt settlement) to people with good credit, but not excellent credit? I'm...

I have two jobs and still struggle to pay my student loans and for this reaosn I am considering a consolidation loan. Eventaully I owul dlike to go t...

I want to know if you personally found a company which considered your case and gave you a loan even though you have bad credit and outstanding balanc...

All the companies I have checked out are not offering consolidation loans because of the credit market. There is no way I can make payments with out ...

So, I just graduated and found out that my lender no longer does federal consolidation loans and my payments are outrageous. Of course, bad investemen...

I have maxed out credit cards and they raised my apr due to a mistake in my payment and it was late, usually i'm on time or early with my payments...

We are in need of some money until payday and I was wondering what payday loan website is good. I know some say payday loans are bad but they are only...

I fell into the payday loan trap, which I struggled my way out of. Now when I see someone going into one of those places, I just want to run grab the...

We are desperately waiting for a re-enlistment bonus we are expecting but in the meantime need a quick loan to get us by for somethings that have come...

Every payday loan company reject me.I just need to loan 700 to pay for my bills ,could you recommend me some I want easy approved loan with no fax.

How do payday loan places prey on the poor? How do they keep people trapped in an endless cycle? What makes people use pay day loan places to begin w...

When my Fiance and I go for a mortgage loan will they look at both our incomes and credit score? And what are the determining factors for a loan offi...

I'm getting a mortgage loan through a mortgage company but the guy that is giving me the loan seems a little bit to excited. How much money is he ...

I was just curious, when a mortgage loan officer sells a home what percentage of the selling price does the loan officer keep for his commission?

I just lost my job of 5 years and have a mortgage loan of which I am sure I will not be able to pay soon. I am thinking of seeking the help of a mortg...

I currently work in a distribution center, and i have a bachelors in economics and psychology. I am interested in becoming a mortgage loan officer so ...

I just ran my credit report and there are several hits on it to say the least. Is it better to call the collection agencies directly and work out paym...

I have paid down some balances already for some time but the changes are not appearing on my credit report. I'm not pulling up my credit however, ...

I know that i can get my free credit report once a year, but there are like 3 reporting agencies to chose from. Which of those agencies is most accura...

If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?

I recently got a Household Bank credit card in order to help build up my credit score. I have only used the card for small purchases and have paid off...

I would like to settle a few closed credit accounts that have been charged off and bought out by debt collectors. The collection agency is offering me...

Is there a way to get a free credit report? I heard everyones entitled to 1 free report,state by state?

Everywhere I have went to get a free credit report they ask for my credit card number and my phone number. I don't have a credit card or a phone s...

I got my free credit reports (from experion, transunion and equifax's website) and was wondering if it is a full report or partial report. Do you ...

I keep getting on web sites that ask for payment for a credit report. And some sites look like scams... I live in IL and thought I was entitled to 1 ...

every time i try to pull the free report up, they require a credit card that's not free.

I am getting ready to pay back my Sallie Mae student loans and they are expecting me to pay approximately $500 per month for my private loan. The onl...

I currently have no credit history, and no available co-signer for a private student loan. I have exhausted my availability of government sponsered St...

I am need to get a private loan of 7,000 to pay for housing and school and I get regected all the time. So you know where theres a bad credit student ...

I have looked at many lenders online that offer private student loans and all of them state that the amount you request may not exceed the cost of att...

In Feb 2008 the financial companies sent lobbyist to say that it would make it extremely hard to get a private loan if this was enacted. Nobody is giv...

Just curious about what happens, I have a $50,000 private student loan out and it was cosigned by my grandmother so I could recieve a much better inte...

I have no idea where to start to repair my credit. They are always offering free credit reports but I am leary of that. Could someone please tell me w...

I have paid for alllllll of my old collection accounts and I'm just waiting for them to drop off of my credit reports. I've been looking into...

I am trying to start a credit repair company but I have not found a company to go through to pull credit. All the companies seem to only work with mo...

I am a mortgage loan officer and always send customers who have credit issues to a credit company to clean off their credit. I know people can do thi...

There's so many credit repair co. out there and I don't know which have a good credentials or does it really work like they advertised?

I have a mortgage of $100,000, and I want to pay it off super fast, so Ive been selling heaps of stuff on E.Bay, and putting the cash straight onto my...

I am planning to buy a home and wanted to know why everyone thinks that home mortgage loan is tax beneficial. Example:- If we are paying around $1...

my friend's primary home mortgage is paid off. she want to take a mortgage on the primary home in order to buy a second/vacation home. Can he dedu...

My sister is asking me for money to pay up her home equity line. When I asked about her mortgage payment, she said she paid it off with her home equi...

Hi, I am not citizen of usa and i work in usa. I have home mortagage in my country of citizenship, can I claim mortgage interest as deductible in fili...

once again i am looking at refinancing. whats the best way to find out who is honest in financing and not ripping you off with a high interest rate., ...

I am in a arm loan and am looking to refinance after 2 years. I heard that refinancing can drop your credit score up to 30 points? Am i better off try...

I have a mortgage loan at 6% with a balance less than 80,000/8 years. Should I refinance the balance that I owe to invest my money somewhere else? W...

My home is nine years old. The first mortgage was 7.8% and the second is 8.0%. What are the advantages to refinancing my home?

I have good credit (well over 700). The resale value of my 2004 Honda Civic is well above what I owe. I'm interested in refinancing to pull some...

We bought a home in August. We have a high interest rate because of our credit. The financer told us to refince in 6 months to bring the rate down. Ar...

We're working with a Mortgage Broker who seems inexperienced. Does anyone know what they are responsible for; what their duties are? Also, if sh...

I simply cannot seem to find legitimate information on becoming a mortgage broker in California. Many of the web sites that purport to have informatio...

I know the mortgage industry is in a mess right now, but I am looking toward the future when we rebound. Wondering what requirments there are to becom...

1) Does mortgage broker have to get my signature when they lock the rate ? 2)Do I get any paper or document as a proof that the mortgage/broker or ...

I am fresh out of a college. Not just any college; a community college. And I need step by step how to become a mortgage broker or mortgage agent p...

Hi I want to know, according to UK laws and FSA regulations what can I do if my mortgage broker lied to the lender about my income? I accidently came...

i have two secured loans on my property and a mortgage,i recently became self employed lately and things are tight money wise at the moment until i bu...

I thought this was illegal. A couple I know have a secured loan on their propertyof 5k, the same company who gave them this then gave them a second lo...

I have several loans... $5000 at 59% with Cashcall, $5000 with Wells Fargo, $14,000 Car Loan, $8000 school loan... I would love to consolidate... I am...

My wife and I are looking to buy a house in the next year and to prepare for that, we want to downgrade our car. With what we want to put down on the ...

I have 2 car loans ($60,000), 1 boat loan ($16,000) and 4 credit cards ($1,500). I want to consolidate them into 1 monthly payment. Is there a company...

this company offers loans that must be secured with an insurance policy. the policy must be paid for up front, and then the loan is supposed to be dir...

My house was robbed and all my jewellery and money stolen a couple of years ago. I was about to run a small home business with the money and assets ...

I am looking into buying a small business just outside of Denver, Colorado but I have no idea where to start as far as getting a loan. I have good cre...

My online business provides a steady stream of companies looking for business capital and business loans. I want to contact the small business loan de...

I am a small business wanting to expand with additional employees, office equipment and working capital. I need an individual who can loan this money...

I am working on starting a small business soon. I am financing a big chunk myself but need a small business loan for more than half of the start-up co...

I am planning to open a fitness studio with a business partner who already has the means to put in 50%. We plan on creating a very solid business pla...

I live in Houston, Texas and I wanted to find out houw to get an auto loan. I would like to purchase a vechicle that the owner wants $3500 for. Due to...

I heard that comparing auto loans before shopping for a car is a prudent thing to do. But I've also heard that every time you apply for a loan yo...

Im trying to trade in my 2008 chevy hhr for a 2009 Honda Ridgeline which is 33,000 and I am trying to get a auto loan too. I was trying to get a 15,0...

We just bought a car today with a high apr, we used the dealer's financing. We have a great credit history however our 'auto' credit score...

I am about to buy a 2003 Honda Civic from my uncle for approximately $10,000. I had intentions of putting down 5,000 or 6,500 dollars (depending on w...

The answer is hard to find online. Some suggest at least $10000 loaned, or subject car must be only 4 or 5 years old, or max 48 months repayment term,...

My uncle asked me this recently, and I couldn't offer any advice. The only bad credit loan companies I know about are the payday and car title le...

I have recently fallen into a payday loan trap and I am desperately trying to get out of this hole I have dug for myself. I had bad credit and have be...

My credit score is a 450 and I need to get a loan for approximately $10,000. My credit score is poor because I had to take over some debt from an ill...

Im from South Carolina and looking for bad credit loan companies/lenders. Do you know anyone? Thanx.

I want to apply for a loan but have bad credit due to my ex partner, i have looked around, quite a lot of companies ask for an application fee/trans...

is it possible to get a bank loan with no credit?

I have one credit card ( revolving credit ) and I have one student loan ( fixed monthly payments ). I want to keep one revolving account and one fixe...

As I've been doing homework on the loan process for a first-time mortage, it struck me as peculiar that it is recommended (required??) to bring si...

I am self employed and new in Bangalore. Want to approach a good Bank for a loan against my apartment where I am staying? What are the documents req...

What do you do, what do you gain from doing a secure bank loan?

I have a contract with my ex wife from the divorce that she will pay me 200.00 per month for a remaining 38 months. I am willing to give the full 7600...

My house was robbed and all my jewellery and money stolen a couple of years ago. I was about to run a small home business with the money and assets ...

My credit is shot with credit cardsbut i would like to get a loan of @ least 15,000.00 im sure i will need a co-signer but i knw for a fact i could us...

My uncle asked me this recently, and I couldn't offer any advice. The only bad credit loan companies I know about are the payday and car title le...