best loan articles

I helped an ex get a motorcycle and now need him to repay me. He needs to take out a loan and repay me or buy the bike from me. His credit is horrible...

My daughter has two very high interest student loans. Her credit won't let her do anything, but I can "refinance" it with me getting th...

I had a federal student loan which I consolidated about 8 years ago to someone who eventually sold that loan to Citibank. I pay about 8.35% in interes...

I need to know all the details and if it is a good choice. I have payed off my vehicle and credit cards and have none, but I have alot of student loan...

looking for a personal loan to an Autralian resident. Looking to consolidate debts, and am prepared to make weekly, repayments. Any advice or offers a...

I will probably need to replace my car soon, but I don't know that I want a traditional car loan because it would require having more insurance, a...

I had a federal student loan which I consolidated about 8 years ago to someone who eventually sold that loan to Citibank. I pay about 8.35% in interes...

I am looking for a personal loan, but my credit is not good. I don't want a payday loan but that is all I find on the internet when I type in pers...

I just received an offer to apply for a personal loan for up to 35,000 with Bank of America and for up to 5,000 with citibank. I actually need no more...

I loaned a friend some money several years ago to help start a business, and the business failed and I was not repaid for the loan. I also, the same ...

I know I'll need to get a student loan sometime during my university studies. I was just wondering how they work, what you need to get one and how...

My daughter has two very high interest student loans. Her credit won't let her do anything, but I can "refinance" it with me getting th...

I have one credit card ( revolving credit ) and I have one student loan ( fixed monthly payments ). I want to keep one revolving account and one fixe...

I had a federal student loan which I consolidated about 8 years ago to someone who eventually sold that loan to Citibank. I pay about 8.35% in interes...

my house is worth about $550k.. My credit score is 559 right now, due to my excessive credit card and student loan debt.. nothing has ever been late, ...

I am having a traditional loan application with a big bank. I just found a small bank in Florida, founded in 2004, is offering better rate and cost co...

Hi! My husband and I are trying to move to Arizona in the next year and buy a house. This will be my first home. We both work full time jobs in Calif...

I am planning to sell one of my flat bought in 2004 on home loan. I have claimed for tax deduction for 4 years already. I have a seen a clause in the ...

I already have a home loan with ICICI on a floating interest rate. I'am looking for another loan.Should I clear this loan first to avail another l...

If a person carries a home loan in other country (other than US) is there any tax deduction(relief) given by IRS ? A part of his earning in US is bein...

I am thinking of refinancing and Chase Bank is ready to give a 10 yr 170k home equity loan. Is this a better than my existing home mortgage loan. Is...

My wife earns more money than me. The home loan is in her name but the home title is in our joint names. Can she take a home equity loan without my co...

My husband and I are looking into a home equity loan or refinancing our existing home loan. We own a doublewide on 4 1/2 acres that has been converted...

I have an offer from a credit card co with a low interest rate, 2% lower than my home equity loan interest. I would love to get rid of the horrible 8....

we are buying a home from my mother. she is gifting us the equity in the home. can we get an equity loan at the same time as we get our home loan or d...

I paid roughly $90,000 for my home. It was a TLC home and I've fixed it up in the past 9 years dramatically. New roof, new walls, siding, porch, h...

Yvette takes out a conventional loan to purchase a car. The interest rate is 6.2% compounded monthly and Yvette has five years to repay the $9600 she ...

What are the current rates, and with the fed cutting rates, what are the chances the student loan rates will decrease as well? And if so, when?

I was told for an FHA loan it is 6.25%. Someone else tells me that it's 7% for a conventional and FHA. Is the rate different the higher your FICO ...

I want to take a personal loan and banks have high interest rates, short term payment lengths and only give me a small amount. Is there any good coope...

I am looking to get a used car and I want to finance it through my bank. How do car loans work? Do I need to find a car first or do I get the money ...

My husband and I need to lower our monthly payments. We have no debt except a line of credit for $60,000 with the payment of $410 and two car loans b...

I have two car loans with the same interest rate 5.65%. One loan is 10,281 and the other one is a new car loan at 22,525 that's with taxes includ...

We are planning to buy a house but I was wondering if it's possible that a lender will also pay off 2 car loans? like include it to the homeloan?

I'm a junior in college and I use my dad's car to get to and from school during breaks or holidays. I'm paying for school through students...

i am putting myself through college I have already taken our about 26,000 dollars in college loans and i am coming up on my 3rd year i have averaged o...

I'm a college student looking for a small college loan to help with expenses. What are the websites, places to go, and information on getting the ...

I am trying to figure out how I am going to pay for college without taking out loans. I have good grades and everything, but those aren't getting ...

I'm a 4 year college student and I just reviewed my school loans I owe about 38,000 and I have another year to go by the time i'm finished I&...

I have at least 3 more years which will need additional funding besides my own income, are college loans a good option? Can I pay off my loans within ...

I have college loans from about 5 different lenders, and I want to combined them into one payment, is it possible? Is it normal to borrow from differe...

Any advice on what to look for when shopping around for home equity loans? Are there referral commissions? I have a couple of individuals lookin...

I want to know if I can get more than one home equity loans at a time for a single house from different banks. Because I've applied for a home equ...

When they say donations and home equity loans are tax deductible, what does this mean? Does a $1000 donation mean $1000 less federal income tax? Does ...

my boyfriend and i own our home with no mortgage. we have around $76,000 of equity in our home but have bad credit. is there somewhere we can go for ...

I read public records when doing RE research so I'm wondering. I guess that only second and reverse mortgages show. And why would someone choose...

Does anyone know of a place that will provide a consolidation loan (not debt settlement) to people with good credit, but not excellent credit? I'm...

I have two jobs and still struggle to pay my student loans and for this reaosn I am considering a consolidation loan. Eventaully I owul dlike to go t...

I want to know if you personally found a company which considered your case and gave you a loan even though you have bad credit and outstanding balanc...

So, I just graduated and found out that my lender no longer does federal consolidation loans and my payments are outrageous. Of course, bad investemen...

I have maxed out credit cards and they raised my apr due to a mistake in my payment and it was late, usually i'm on time or early with my payments...

I have been searching for almost two months to no avail. Are there no legitimate lenders that perform Debt Consolidation Loans? I am not looking for a...

We are in need of some money until payday and I was wondering what payday loan website is good. I know some say payday loans are bad but they are only...

I fell into the payday loan trap, which I struggled my way out of. Now when I see someone going into one of those places, I just want to run grab the...

We are desperately waiting for a re-enlistment bonus we are expecting but in the meantime need a quick loan to get us by for somethings that have come...

How do payday loan places prey on the poor? How do they keep people trapped in an endless cycle? What makes people use pay day loan places to begin w...

In some areas of the country they are trying to ban payday loan stores, citing predatory practices and unfair interest rates. These places have clear...

When my Fiance and I go for a mortgage loan will they look at both our incomes and credit score? And what are the determining factors for a loan offi...

I'm getting a mortgage loan through a mortgage company but the guy that is giving me the loan seems a little bit to excited. How much money is he ...

I was just curious, when a mortgage loan officer sells a home what percentage of the selling price does the loan officer keep for his commission?

I currently work in a distribution center, and i have a bachelors in economics and psychology. I am interested in becoming a mortgage loan officer so ...

Am applying for a mortgage loan and have two school loans already on my credit report but specify one is not in repayment and second is deferred. How...

I just ran my credit report and there are several hits on it to say the least. Is it better to call the collection agencies directly and work out paym...

We were awarded a civil judgement signed by a judge and filed with our local courts in Jackson County MO for $100,000. The defendant never paid this ...

I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only ...

I spent some time in jail and my credit card expired. Currently I have no checking account or active credit card. How do I get a credit report? All...

I want to find out what my credit report looks like and my credit score. Can someone offer advice to which websites I should go to that provides the b...

I got a credit report from a lender (the lender type of credit report), it lists 3 credit scores. There is a same tax lien listed twice, one has ...

every time i try to pull the free report up, they require a credit card. that's not free.

How do I obtain my free yearly credit reprot from the mojor credit agencies. I have heard that a law was passed and all agencies were to provide a p...

I would like to have my free credit report without giving my credit card information. Where can i obtain a copy of my credit report without paying an...

Hi, I am looking for a free credit report online. Preferably a service which provides instant results and is easy to understand. Can anyone recomme...

My husband and I have been accepted into medical programs that start in less than 3 months. We have to quit our jobs and move away, so what are the be...

I currently have no credit history, and no available co-signer for a private student loan. I have exhausted my availability of government sponsered St...

I am need to get a private loan of 7,000 to pay for housing and school and I get regected all the time. So you know where theres a bad credit student ...

I have looked at many lenders online that offer private student loans and all of them state that the amount you request may not exceed the cost of att...

Just curious about what happens, I have a $50,000 private student loan out and it was cosigned by my grandmother so I could recieve a much better inte...

I'm looking for a private student loan to pay for summer school but i dont have good credit and no co-signer> So does anyone know any places wh...

What do people mean by a credit repair business and how do we get that started?

I am a mortgage loan officer and always send customers who have credit issues to a credit company to clean off their credit. I know people can do thi...

I am trying to start a credit repair company but I have not found a company to go through to pull credit. All the companies seem to only work with mo...

There's so many credit repair co. out there and I don't know which have a good credentials or does it really work like they advertised?

I have a mortgage of $100,000, and I want to pay it off super fast, so Ive been selling heaps of stuff on E.Bay, and putting the cash straight onto my...

my friend's primary home mortgage is paid off. she want to take a mortgage on the primary home in order to buy a second/vacation home. Can he dedu...

I'm not a first time home buyer. What are the pros and cons of using bank financing versus mortgage company financing to find the most competitiv...

My gut answer to this is no. I tend to think that a refi on my home mortgage for 30 years to consolidate a 4 -5 year auto loan only extends my paymen...

Lets say you have $5000 coming in per month, how much is a safe amount to spend on a mortgage, while still saving some for car payments, other loans, ...

once again i am looking at refinancing. whats the best way to find out who is honest in financing and not ripping you off with a high interest rate., ...

I would like to purchase a home that a close friend has that is going into foreclosure. I am able to get the money to purchase this home from family i...

I am in a arm loan and am looking to refinance after 2 years. I heard that refinancing can drop your credit score up to 30 points? Am i better off try...

I am refinancing my home in texas. I've been asked to submit the name of the titile company i want to use. However, I need to know what costs ar...

We're working with a Mortgage Broker who seems inexperienced. Does anyone know what they are responsible for; what their duties are? Also, if sh...

I simply cannot seem to find legitimate information on becoming a mortgage broker in California. Many of the web sites that purport to have informatio...

I know the mortgage industry is in a mess right now, but I am looking toward the future when we rebound. Wondering what requirments there are to becom...

Hi I want to know, according to UK laws and FSA regulations what can I do if my mortgage broker lied to the lender about my income? I accidently came...

I am fresh out of a college. Not just any college; a community college. And I need step by step how to become a mortgage broker or mortgage agent p...

How much does a mortgage broker make off a refinance loan? vs How much does a bank employee doing a refinance make off a refi loan? Besides ideal cred...

i have two secured loans on my property and a mortgage,i recently became self employed lately and things are tight money wise at the moment until i bu...

I thought this was illegal. A couple I know have a secured loan on their propertyof 5k, the same company who gave them this then gave them a second lo...

I have several loans... $5000 at 59% with Cashcall, $5000 with Wells Fargo, $14,000 Car Loan, $8000 school loan... I would love to consolidate... I am...

My wife and I are looking to buy a house in the next year and to prepare for that, we want to downgrade our car. With what we want to put down on the ...

I have 2 car loans ($60,000), 1 boat loan ($16,000) and 4 credit cards ($1,500). I want to consolidate them into 1 monthly payment. Is there a company...

this company offers loans that must be secured with an insurance policy. the policy must be paid for up front, and then the loan is supposed to be dir...

My house was robbed and all my jewellery and money stolen a couple of years ago. I was about to run a small home business with the money and assets ...

I am looking into buying a small business just outside of Denver, Colorado but I have no idea where to start as far as getting a loan. I have good cre...

My online business provides a steady stream of companies looking for business capital and business loans. I want to contact the small business loan de...

I am a small business wanting to expand with additional employees, office equipment and working capital. I need an individual who can loan this money...

I am working on starting a small business soon. I am financing a big chunk myself but need a small business loan for more than half of the start-up co...

Credit scores are horrible. Really horrible. Eviction histories, repossession of the vehicle is on the credit report. no car. No personal phone/ce...

I live in Houston, Texas and I wanted to find out houw to get an auto loan. I would like to purchase a vechicle that the owner wants $3500 for. Due to...

I am planning to buy a Used car and i wanted to get a loan for the car, but i am not interested in getting a used car from a dealer. So i wanted to bu...

I heard that comparing auto loans before shopping for a car is a prudent thing to do. But I've also heard that every time you apply for a loan yo...

The answer is hard to find online. Some suggest at least $10000 loaned, or subject car must be only 4 or 5 years old, or max 48 months repayment term,...

I have 20 % intrest rate on my auto loan. (Yes i had Credit troubles in the past) Anyway i paid nearly 2000.00 in interest last year is that deductab...

Im from South Carolina and looking for bad credit loan companies/lenders. Do you know anyone? Thanx.

My uncle asked me this recently, and I couldn't offer any advice. The only bad credit loan companies I know about are the payday and car title le...

I have recently fallen into a payday loan trap and I am desperately trying to get out of this hole I have dug for myself. I had bad credit and have be...

My credit score is a 450 and I need to get a loan for approximately $10,000. My credit score is poor because I had to take over some debt from an ill...

I want to apply for a loan but have bad credit due to my ex partner, i have looked around, quite a lot of companies ask for an application fee/trans...

is it possible to get a bank loan with no credit?

I have one credit card ( revolving credit ) and I have one student loan ( fixed monthly payments ). I want to keep one revolving account and one fixe...

As I've been doing homework on the loan process for a first-time mortage, it struck me as peculiar that it is recommended (required??) to bring si...

I am self employed and new in Bangalore. Want to approach a good Bank for a loan against my apartment where I am staying? What are the documents req...

What do you do, what do you gain from doing a secure bank loan?

I know with today's credit crisis, things are pretty impossible.

My house was robbed and all my jewellery and money stolen a couple of years ago. I was about to run a small home business with the money and assets ...

i want to take out a student loan but im only 20 and have not enough credit history and the only people that can cosign a student loan for me have bad...

My credit is shot with credit cardsbut i would like to get a loan of @ least 15,000.00 im sure i will need a co-signer but i knw for a fact i could us...